Rating Criteria

• Type of Proposed Insured: Individual Joint: Married Couple Business: Key Man Business: Partner Cross Purchase
  
• Type of life insurance: Term Life Whole Life Universal Life Variable Universal Life Require Consultation
  
• Duration 10 years 20 years 30 years permanent cash value
  
• Coverage Amount 100,000 150,000 200,000 250,000 300,000 350,000 400,000 450,000 500,000 550,000 600,000 650,000 700,000 750,000 800,000 850,000 900,000 950,000 1,000,000 1,100,000 1,200,000 1,300,000 1,400,000 1,500,000 1,600,000 1,700,000 1,800,000 1,900,000 2,000,000 2,250,000 2,500,000 2,750,000 3,000,000 3,250,000 3,500,000 3,750,000 4,000,000 4,250,000 4,500,000 4,750,000 5,000,000 5,250,000 5,500,000 5,750,000 6,000,000 6,250,000 6,500,000 6,750,000 7,000,000 7,250,000 7,500,000 7,750,000 8,000,000 8,250,000 8,500,000 8,750,000 9,000,000 9,250,000 9,500,000 9,750,000 10,000,000
  
• Tobacco/Nicotine Use Never Used Current User Last use over 5 years Last use over 3 years Last use over 2 years Last use over 1 year Quit within the last year
  
• Health Status Excellent Average Medicated Poor
  
• Gender Male Female Married/Couple Other
  
• Status Single Married Engaged Divorced
  
• Children? Yes No