Homeowner Insurance

Buying a Home? – Make sure you have it fully covered.

If you’re a homeowner, your house may be your most valuable asset. Homeowner’s insurance will protect this asset whether you are just taking out your first mortgage, refinancing, making your final payments, moving from one home to another, or retiring to your dream home. Homeowner’s insurance protects the personal property and liability of you and your household family members. You will need to reevaluate your homeowner’s insurance as your lifestyle changes, and our agents can help you and your family understand which life events to plan for, and how your homeowner’s insurance should respond.

Homeowner’s insurance will protect your house from:

  • Fire
  • Lightning
  • Riot
  • Vehicle and Aircraft Collision
  • Vandalism
  • Theft
  • Falling Objects
  • Weight of Ice
  • Snow or Sleet
  • Accidental Overflow of Water
  • Accidental Cracking
  • Burning or Bulging
  • Freezing
  • Artificially Generated Current

Some policies can be tailored with optional coverage for Sump Pump Back-Up, Identity Fraud, and higher limits if your home is in a city or town that will require you to reconstruct up to current building codes. You may have certain items of personal property that require specific disclosure on your policy, as well as a regular appraisal for proper valuation. Items that typically require ‘scheduling’ include business property, computers, guns, furs, artwork, jewelry, money and precious medals, silverware, watercraft, trailers, and computers. If these items have not been specifically scheduled on your current policy, they will have a limited value when you have a loss.

Best-in-Class Insurance at Unbeatable Pricing!

Boynton Insurance Agency has partnered with best-in-class insurance providers to provide the best coverage at the best prices. Check it out for yourself now!